Our Blogs

Recent Expert Articles

Timely guidance from financial advisors

Use ← → arrow keys to navigate pages

Retirement Savings Structures to Choose From For The Aussie Expat

Retirement Savings Structures to Choose From For The Aussie Expat

by Tiffany Toh

I often get clients coming to me with the question, I have extra funds at the moment, should I contribute these funds to Superannuation? Often, I would reply that if you are close to retirement or you have an investment with positive income in Australia then that maybe an option. But there are other tax-effective savings structures apart from superannuation that maybe more effective for Australian working offshore. When we think about planning for retirement we often think about Australian Superannuation.  But as an Expatriate working overseas there is another choice. There are two optimal structures for savings for Retirement. …

Repatriation Checklist for Australian Expats in Singapore

Repatriation Checklist for Australian Expats in Singapore

by Tiffany Toh

This article originally appeared on Whether you’ve been away for one year or ten, repatriation can be an especially emotional and disruptive time. We’ve compiled a checklist of things to consider for a smooth repatriation. It’s best to plan at least 3 months in advance so you have plenty of time to sort out all the details of your move back to Australia. The average Australian expat spends 5 – 7 years living and working abroad in Singapore, which can be a significant amount of time when it comes to planning to relocate your life and family back to Australia….

How Much Super Should I Have At My Age..?

How Much Super Should I Have At My Age..?

by Tiffany Toh

How Much Super Should I Have At My Age..? This article originally appeared on https://singapore.feebasedfinancialadvice.com/how-much-super-should-i-have-at-my-age/ “We only have $X in our superannuation, and we know that this isn’t very much at our age..” This is one of the most common statements that I hear from Australian expats in Singapore and across the globe, particularly from those that have been living and working abroad for some time. Chances are that if they’ve been living and working abroad for some time, particularly without receiving any financial advice, they will have largely ignored their superannuation and won’t have been actively making contributions. However,…

Selling Property as an Aussie Expat

Selling Property as an Aussie Expat

by Tiffany Toh

Selling Property as an Aussie Expat This article originally appeared on https://singapore.feebasedfinancialadvice.com/selling-property-as-an-aussie-expat/ Residential real estate as an investment has been an attractive option for both Australian residents and expats for decades, and I’m sure it will certainly remain an option to consider over the years to come. Whilst it can generate long-term capital growth and income returns, there are critical factors to consider when it comes to disposing of a residential property whilst you’re an Australian expat, or non-resident of Australia for tax purposes. Australia’s residential real estate market is estimated to be worth approximately $9.6 trillion. To put this…

Queensland Backflips on Land Tax Reforms

Queensland Backflips on Land Tax Reforms

by Tiffany Toh

Queensland Backflips on Land Tax Reforms This article originally appeared…https://singapore.feebasedfinancialadvice.com/queensland-backf…land-tax-reforms/ In what has been a positive end to the weekly news cycle, we have seen Queensland announce that they would not be proceeding with their proposed land tax reforms. This comes as welcome news to both landlords, aspiring property investors, and of course renters or those looking to rent who would have no doubt seen increases in their rental prices as the higher taxes were passed on. Under the current rules, Queensland land tax applies and is calculated based on the value of the land that you currently hold in…

Should I Pay Down My Australian Mortgage Whilst in Singapore..?

Should I Pay Down My Australian Mortgage Whilst in Singapore..?

by Tiffany Toh

This article originally appeared on – https://singapore.feebasedfinancialadvice.com/should-i-pay-down-my-australian-mortgage-whilst-in-singapore/ This was the question that I was asked recently during a meeting by an Australian expat in Singapore, and one that many Australian expats ask. At first glance, it can seem like a ‘no-brainer’ to use your excess savings to reduce your mortgage while you’re working in Singapore, particularly given the currently weak Australian dollar relative to the Singapore Dollar. But…like with most matters of personal finance, there is a lot more to consider here. This week I explore what you should consider when it comes to deciding whether you should pay down…

Viewing older posts

Use keyboard arrows (← →) or buttons to navigate