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How to start investing infographic

How to Start Investing – Infographic

by Tiffany Toh

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]From stocks to bonds, the investment space is chock full of big numbers and terminologies which often end up scaring people away. In reality, investing is for everyone and should be used as a stepping stone for building financial resilience and growing long-term wealth. You may feel like you’ve left it too late or that you shouldn’t start this early but the first rule about investing is that there is never a “right time” to start. If you are interested in learning more about how to make your money work for you, check…

10 Ways to Spot a Scam

10 Ways to Spot a Scam – Infographic

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]In the first six months of 2021 alone, investment scams in Singapore have robbed a staggering $66.2 million from the pockets of innocent victims. Internet scams, and investment scams particularly, have seen a sharp rise in the past year, with number of cases tripling since the same period last year- a significant factor being the COVID-19 pandemic. Amid the uncertainties and anxieties from the pandemic, scammers have learnt to prey on victims’ heightened sense of vulnerability. Over 60% of Singaporeans have been targeted by a tech-scam in the last 12 months, reports Microsoft’s…

10 Things to Do Before You Retire - Global Financial Consultants

10 Things To Do Before You Retire

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]To have a comfortable, secure, and enjoyable retirement, there is a need to build up your wealth to provide for the lifestyle that you want. Retirement planning is a multi-step process that takes time and ideally begins in your 20s and throughout your working life. However, far too many people delay planning for their retirement, stating that they will start planning ‘next year’ and perpetually continue to ‘kick the can down the road’. Most Singaporeans and expats plan to retire between 60 and 65 years of age, with many hoping they would have…

Enough - How Much is That

Enough – How Much is That?

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text] Article originally appeared at – https://michaeldavidson.life/enough-how-much-is-that/ “Enough is a feast” (Buddhist proverb) Kurt Vonnegut told his friend, Joseph Heller, at a party thrown by a hedge fund manager, that their host had made more money in a single day than Heller had earned from his novel, “Catch 22” over many years.  Vonnegut’s response: “Yes, but I have something that he will never have – enough!”   My own journey towards Enough – guitars As a teenager in the 1980’s, I became enamoured with the electric guitar.  At the time, all I could…

DOLLAR-COST AVERAGING LUMP SUM INVESTING

DOLLAR-COST AVERAGING LUMP SUM INVESTING

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]Should I dollar-cost average or lump sum my investment funds? This is common conundrum investors face at the very beginning of their investment-making process. The short answer is ‘it depends. In this article, we shall discuss methodically the pros and cons of both of these investment approaches with the intention of guiding an investor towards the right direction based on your unique risk tolerance, future market expectations, financial situation, and investment objectives.   Dollar-Cost Averaging Dollar-cost averaging is an investment strategy in which the total sum to be invested is divided up into…

COMPARISON OF ETFs & MUTUAL FUNDS

COMPARISON OF ETFs & MUTUAL FUNDS

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]Exchange-traded Funds (ETF) and Mutual Funds (commonly known as Unit Trusts) originate from the concept of pooled fund investing. They are effective investment products to offer diversification to the market and economies of scale to your portfolio. However, there are fundamental differences that must be taken into consideration when deciding where to allocate your investments. Exchange-Traded Funds (ETFs) An ETF is a type of financial instrument that tracks a specific index, sector, commodity, or even investment strategy. ETFs have benefitted tremendously from the rising popularity of low-cost and diversified index fund management. Per…

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