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DOLLAR-COST AVERAGING LUMP SUM INVESTING

DOLLAR-COST AVERAGING LUMP SUM INVESTING

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]Should I dollar-cost average or lump sum my investment funds? This is common conundrum investors face at the very beginning of their investment-making process. The short answer is ‘it depends. In this article, we shall discuss methodically the pros and cons of both of these investment approaches with the intention of guiding an investor towards the right direction based on your unique risk tolerance, future market expectations, financial situation, and investment objectives.   Dollar-Cost Averaging Dollar-cost averaging is an investment strategy in which the total sum to be invested is divided up into…

COMPARISON OF ETFs & MUTUAL FUNDS

COMPARISON OF ETFs & MUTUAL FUNDS

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]Exchange-traded Funds (ETF) and Mutual Funds (commonly known as Unit Trusts) originate from the concept of pooled fund investing. They are effective investment products to offer diversification to the market and economies of scale to your portfolio. However, there are fundamental differences that must be taken into consideration when deciding where to allocate your investments. Exchange-Traded Funds (ETFs) An ETF is a type of financial instrument that tracks a specific index, sector, commodity, or even investment strategy. ETFs have benefitted tremendously from the rising popularity of low-cost and diversified index fund management. Per…

THE DANGERS OF IDLE CASH

THE DANGERS OF IDLE CASH

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]Idle cash is money that is merely in a form that does not appreciate in value. Idle cash does not participate in economic markets and is therefore not creating any wealth. Uninvested cash may feel more readily available compared to when it’s invested, however, there is always a better way to manage your funds. Keeping idle cash isn’t as useful as one might believe. Therefore, uninvested funds gradually squander value over time, especially in an economic environment where they fail to keep up with the impacts of inflation. Cash The amount of cash…

Jarrad Brown - Australian Expat Financial Planner - Blog Aug 2021

Australian Expat Travel Exemption Repealed

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]This article originally appeared on: https://singapore.feebasedfinancialadvice.com/automatic-exemption-expat-travel-repealed/ It almost went unnoticed…almost! On 1st August 2021, our Minister for Health and Aged Care, Greg Hunt, amended the Biosecurity Act 2015, which could have serious ramifications for many Australian expats, both those who are currently in Australia visiting friends or family, or those looking to head back for a trip. In simple terms, this amendment to the act, will stop Australian citizens and residents from automatically being allowed to return to their normal country of residence, whether that be Singapore or elsewhere. This change comes into…

INTRODUCTION TO MEME STOCKS

INTRODUCTION TO MEME STOCKS

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]If you’ve been following the financial news this year, you’ve most certainly heard of a ‘meme stock’. Meme stocks out of the U.S. stock exchanges have taken the financial markets by storm in early 2021. A meme stock is one that attributes an increase in its value primarily fueled by social media attention, and not its company performance and fundamentals. Meme stocks are often stocks with significantly high short interest that can be artificially manipulated to prove a point. The support of these ‘retail’ investors has captured the market trend in recent months,…

SHOULD YOU INVEST YOUR CPF?

SHOULD YOU INVEST YOUR CPF?

by Global Financial Consultants

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]CPF members are permitted to invest their Ordinary Account (OA) and Savings Account (SA) in eligible investment products through the CPF Investment Scheme – Ordinary Account (CPFIS-OA) and CPF Investment Scheme – Special Account (CPFIA-SA). To be eligible to invest under the CPF Investment Scheme (CPFIS), one needs to meet the following eligibility: At least 18 years of age, Not be an undischarged bankrupt and Have a minimum of $20,000 in your OA and $40,000 in your SA before you can start using funds from either account to invest   Whether one should…

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