Critical Illness & Life Protection

Protect yourself and the ones you love

While we do our best to stay fit and healthy, sometimes life may have other plans for us and a critical illness might come along. This can take a toll on your finances and put your family’s financial security at risk.

Even with health insurance plans in place, it may not be sufficient to cover the bills incurred by critical illness treatments. This could throw a spanner into the work you have done to provide for your family and ensure their standard of living is secured. To prevent this, we recommend having sufficient critical illness insurance in place, which can relieve the burden placed on your financials if you find yourself in such circumstances.

Critical illness coverage is an important insurance plan to get while you’re still young and healthy as you get to enjoy full coverage. While many of us believe that nothing will ever happen to us, it is definitely better to be safe than sorry. If you wait until you’re diagnosed with a serious illness to get the insurance you require, it might be too late.

In these situations, you can find yourself facing difficulty getting critical illness coverage in the future, as you might be seen as more at risk of developing similar conditions again. This could mean paying higher premiums or having exclusions in your critical illness plans.

LIFE PROTECTION

Safeguard the life that you have worked so hard to provide for your family with our life protection plans. Our life plans are designed in such a way that if you were to pass on, your loved ones would still be able to enjoy their current quality of life and stay financially secure.

But life insurance can be much more than just something to fall back on. If you’re looking for something that can help achieve other financial goals, such as saving up for a new home or funding your child’s university education there are certain types of plans which come with cash value, making them the perfect financial plan.

However, with all the available plans, we understand that it can be challenging to know how much coverage you need and what types of plans are best for you. Our consultants will be there at every step of the way to give you unbiased advice and guidance giving you a greater insight into how you can realise your financial goals.

To provide you with the best plan tailored according to your priorities and financial circumstances, our dedicated consultants will design a personalised plan based on an in-depth analysis of your current financial situation, as well as your ultimate needs and your goals. If you would like to find out more about the different life insurance plans we have, we’ll always be here to assist you.